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Father Can Sponsor Son He Never Knew He Had

By Atty. Henry Moyal Q. I have a complicated and complex case. I became an immigrant in the year 2006. I was sponsored by my mother who was working in Canada for many years. In 2006 I came to Canada with a brother and a sister. We were all single and students at the time. Before...
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Nurses Can Immigrate without a Job Offer

By Atty. Henry Moyal The response has been overwhelming. Nurses from all over the world, including Libya, Sri Lanka and France have expressed an interest in the new Quebec Program for Nurses that was recently announced by the Canadian Government. The details of the program were...
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HURRY – Mortgage Forgiveness Debt Relief Act ends in December !

When should I file bankruptcy? Before the end of 2013 if you are in foreclosure, because the Mortgage Forgiveness Debt Relief Act and Debt Cancellation law expires December 31st, 2013. Originally scheduled to expire at the end of 2012, Congress extended the act for one more year...
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LIFE AFTER BANKRUPTCY

According to government statistics, 1.664,000 Americans filed for bankruptcy between September 2010 and September 2011. What does this mean? It means you are not alone! For many, bankruptcy provides a second financial chance. Although a bankruptcy filing will stay on your credit...
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IS BANKRUPTCY THE RIGHT THING TO DO?

Ask yourself the following: • Are you heavily in debt, with little prospect of relief in the near future? • Have you had, or are your creditors threatening, a foreclosure on your home, a repossession of your car or other legal action to take your property? • Have you experienced...
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File bankruptcy – Rebuild credit.

After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The bankruptcy itself is a public record and stays on your credit report for 10 years, but as you will see from this article, this...
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NEW REQUIREMENTS FOR HIRING A WORKER

By Atty. Henry Moyal Q. I sponsored my mother and sister three years ago under the Family Class category. At that time it was possible to sponsor a parent. When I sponsored my mother, my sister was around 21 years old and in school. We are now in the process of completing the...
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When You Can’t Pay Your Business Debts!

If your business is in distress — you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against your business and very likely, you personally as well. How much they can collect, and how they can go about collecting it, will...
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Creditors are harassing me!

Attorney Paul Allen answers questions on creditor harassment and bankruptcy protection. Q: Creditors are harassing me – but I lost my job, and cannot pay. How do I stop them calling? A: If you cannot pay your bills, creditors will take steps to collect.  That’s natural, but...
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DISCHARGE THE SECOND MORTGAGE AND KEEP THE HOUSE!

Discharging a Deed of Trust in bankruptcy! A second or third mortgage can be stripped off the title of your home, and discharged as unsecured debt in a chapter 13 bankruptcy. Imagine, your house is worth less than you owe, and now you can strip part of what you owe and still keep...