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29 occupations in demand where no job offer is required to apply under PNP express entry

This is the first article to be published since Canada Immigration overhauled its application management system. Under new rules, all economic applicants under the Federal Skilled Worker category (FSW), Canada Experience Class (CEC) and Federal Skilled Trade (FST) now must […]
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Credit after bankruptcy – Yes you can!

After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The fact of the filing itself can remain on the credit report for 10 years from […]
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Discharge debt this New Year and reestablish credit

Banks and credit card companies have told us how important it is to maintain our credit, honor our obligations, pay on time, but what if we suddenly can’t pay on time, then what? What if I lose my job, and […]
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Permanent residence for caregivers is no longer automatic

Live in Caregivers in Canada have received some bad news lately. The Canadian government did warn the public that major changes were being drafted to amend the live-in caregiver program but it now seems that caregivers will not automatically become permanent residence […]
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Discharge the second mortgage and keep the house!

Discharging a Deed of Trust in bankruptcy! A second or third mortgage can be stripped off the title of your home, and discharged as unsecured debt in a chapter 13 bankruptcy. Imagine, your house is worth less than you owe, […]
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New laws will expedite permanent residence for caregivers

The last few months have been precarious for caregivers. The Federal Government hinted that abuse of the system would perhaps cancel the live in caregiver program. Others worried that family members would be banned from hiring relatives. Finally, rumours were […]
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12 reasons to call me; My number is below

Your first step in overcoming debt problems is recognizing you have a problem! If worries about your credit card bills or a pending foreclosure are keeping you awake at night, you probably already know you’re in over your head. Just […]
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Death of nanny reveals dirty secret in our community

  The Toronto and Philippine Community are in shock over the recent death of Evelyn Bumatay Castillo. It has been reported that Evelyn Castillo arrived in Canada in January 2013 as a live in caregiver and was inCanada as a nanny to care for three […]
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Reestablish your credit

Banks and credit card companies have told us how important it is to maintain our credit, honor our obligations, pay on time, but what if we suddenly can’t pay on time, then what? What if I lose my job, and […]
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Key elements of a sponsorship application

By Atty. Henry Moyal Q. I was born in Canada and want to sponsor a woman from the Philippines that I met online. We married last year in Las Vegas. I have never sponsored anyone before and do not know what to do. What do […]