(818) 552-4503
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Reestablish your credit

Banks and credit card companies have told us how important it is to maintain our credit, honor our obligations, pay on time, but what if we suddenly can’t pay on time, then what? What if I lose my job, and […]
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Key elements of a sponsorship application

By Atty. Henry Moyal Q. I was born in Canada and want to sponsor a woman from the Philippines that I met online. We married last year in Las Vegas. I have never sponsored anyone before and do not know what to do. What do […]
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In debt?

If you’re in over your head and are struggling to keep up to date on your credit cards, store cards, car payments and or mortgage, don’t lose hope. There are several strategies you can use, to make things more manageable, […]
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Life after bankruptcy

According to government statistics, 1.664,000 Americans filed for bankruptcy between September 2010 and September 2011. What does this mean? It means you are not alone! For many, bankruptcy provides a second financial chance. Although a bankruptcy filing will stay on […]
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Worker should leave abusive employer

Q. I’m a live-in caregiver who is new to this country. The employer who first hired me lost his job and was not able to pay my salary. I then sought the help of an agency who charged me $1500 […]
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IS BANKRUPTCY THE RIGHT THING TO DO?

Ask yourself the following: • Are you heavily in debt, with little prospect of relief in the near future? • Have you had, or are your creditors threatening, a foreclosure on your home, a repossession of your car or other […]
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File bankruptcy – Rebuild credit

After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The bankruptcy itself is a public record and stays on your credit report for 10 years, […]
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An expired work permit could be fatal to permanent resident application

Q. I entered Canada as a live in caregiver and have been working for over two years. I did not apply for permanent residence yet. My work permit expired five months ago and I did not renew it because I had a […]
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When You Can’t Pay Your Business Debts!

If your business is in distress – you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against your business and very likely, you personally as well. How much they can collect, and […]
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Reduction in age of dependant child is now in effect

Applicants who are including dependant children on a permanent resident application must now be aware of new rules regarding age of dependant children. In the past, an applicant could include a unmarried child who was under 22 years of age […]